Lifestyle
You found out you owe taxes; what now?

If you end up with an unexpected tax debt, you have options that can save you anxiety and money in the long term.
You’ve finally collected all of your W2s and receipts and handed them over to your accountant, tax preparer, or sat down at the pc to file your tax return yourself – but when you’ve said and done every little thing, you find out that as a substitute of a refund, you actually owe tax! What are you doing?
If you have not hit the “send” button on this report yet, you is likely to be considering that you can put it off until later and even wait until next 12 months to take care of it. But as we advised earlier, you should do that; it is going to actually cost you extra money.
Here’s what to do if you owe Uncle Sam this 12 months:
File your tax return by April 15, even when you cannot repay your debt on April 15
According to the tax office, you should still file your tax return by the fifteenth and pay what you can by that deadline. If you don’t file on time or don’t pay anything in your debt, interest and penalties can add up quickly.
IRS Failure to submit a penalty is 5% of unpaid taxes for every month or a part of a month that your tax return is late. The penalty won’t exceed 25% of your unpaid taxes, but it is going to be added to your balance every month, which might add as much as lots of money. Conclusion? Failure to file your tax return on time is rarely helpful. I see? Good.
Set up a payment plan with the IRS
If your budget doesn’t allow you to repay your complete debt upfront, you can go browsing and apply for payment plan from the IRS. There are two options for paying down your tax debt. You could also be eligible to use online if you meet the next criteria:
- Long-term payment plan (installment agreement): You owe $50,000 or less in combined taxes, penalties and interest. You have submitted all required declarations.
- Short-term payment plan: You owe lower than $100,000 in combined taxes, penalties and interest.
If you are approved for a payment plan, there is no such thing as a setup fee for the short-term payment plan. If you would love to establish a long-term payment plan, there may be a $31 setup fee.
As a financial expert, that is what I counsel anyone who’s behind on their taxes to do: Apply for a payment plan, get approved, and begin paying it off immediately. Make monthly payments a part of your budget and deal with them.
DO NOT ignore this
I am unable to emphasize this enough: ignore this tax bill. Having an IRS tax is not fun, but you cannot just act prefer it doesn’t exist. Not only will interest and penalties accrue, however the IRS can place a lien in your property or garnish your wages. It’s best to be proactive and plan for repayment.
No one wants one other bill, especially not on this economy, and an unexpected tax bill can really catch you off guard. However, this will be a brief problem if you reap the benefits of the resources available to you fairly than panic or procrastinate. If you make a plan quickly and keep on with it, it might be over before you understand it!

Jennifer Streaks is a senior personal finance reporter and spokeswoman for Business Insider and a financial specialist at The Grio. A nationally recognized expert on money and reasonably priced lifestyles, Jennifer is a renowned financial columnist whose columns have appeared on CNBC, Forbes, ABC, MSNBC, CBS and more.
!function(){var g=window;g.googletag=g.googletag||{},g.googletag.cmd=g.googletag.cmd||(),g.googletag.cmd.push(function(){ g.googletag.pubads().setTargeting(“has-recommended-video”,”true”)})}();var _bp=_bp||();_bp.push({“div”:”Brid_21904″, “obj”:{“id”:”41122″,”width”:”1280″,”height”:”720″,”stickyDirection”:”below”,”playlist”:”21904″,”slide_inposition”:” .widget_tpd_ad_widget_sticky”}});
Featured Stories
- Don’t wish to file your tax return on April 15? Here’s what to do
- How freelancers and gig employees can prepare for changing tax requirements
- How to guard yourself from fraud and extortion this tax season
- It’s tax season. Here are some tips about navigate it.
- Most Americans consider they pay an excessive amount of in taxes, in keeping with an AP-NORC poll
- IRS Takes Steps to Reduce Disproportionate Audits of Black Communities
- Before you head outside, spring clean your funds in 4 steps
- 4 tips about repay bank card debt and why you must do it now
The post You Found Out You Owe Taxes; what now? appeared first on TheGrio.
Lifestyle
The real story of the novel by Ivelaw Lloyd Griffith “Sylvie’s Love and Loss”

Novel “Sylvie’s love and loss“Author: Ivelaw Lloyd Griffith Chronicle of the History of Sylvie, a Caribbean woman who begins an epic trip to overcome her adversities related to like, loss and illegal global drug trafficking.
Although Griffitha’s first novel is a piece of fiction, the book is loosely based on a real woman, whom the creator met someday over 1 / 4 of a century ago.
The author received a subsidy via the MacArthur Foundation to look at the concept of “Geo-Markers” in the Caribbean, which led him to several different Caribbean countries, including Grenada. During his stay on the island, he agreed to supply someone with a package for a friend. This someone was a girl with one interesting story.
The author rejected his offer despite one special profit: this will improve sex performance. However, he once swore to inform her story.
“I was so hit by this experience, I told myself:” I actually have to inform this story in a special form, “and I promised then,” he said.
Griffith, The scholar who was written And a retired scientist political scientist made a profession covering a long time, examining the geographical influence of global illegal drug trafficking throughout history and on the way he had quite lots of experiences worthy of stories. These experiences include Griffitha himself, who was detained at the airport in South America, once in 1996 on charges of doing what he studied.
When the search of his bags brought nothing, Griffith said that the boss was very apologize and noticed that they’d challenges with drug trafficking at the airport.
“That’s why I fit the profile. I’m black. I traveled very lightly. I left the first flight from Quito to Miami, “said Griffith.
Although he has “many” different stories, he decided to inform Sylvie because of his triumphant universal topics around the conquer adversity, love and loss, in addition to the drug trafficking heritage around the world.
The book, published by Wordeee in September 2024, celebrates conquer adversity and history of the Caribbean heritage, at the same time humanizing people caught in drug trafficking. Griffith considers this at all times essential, taking into consideration his topics around immigration, especially during the current political climate.
“It is important that we remember that they are good people, even among people who do terrible things such as Sylvie, husband of Sylvie and Paramore Sylvie,” he noted. “Although they did illegal things, they are basically good people who were caught in bad things.”
“Love and loss Sylvie” can also be a story of “immunity”, explained Griffith. Sylvie manages to take a hand she handled in her life and not every part in any way.

As for the true inspiration of “Sylvie’s Love and Loss,” Griffith didn’t refer to her since the first meeting of the probability all these years ago. If he remains to be alive, he expressed interest in the desire to re -merge together with her. In the meantime, he’s preparing to write down a continuation of “Sylvie’s love and loss”, which can contain many other stories that he has gathered over the years.
Since “Sylvie’s Love and Loss” is the first round of Griffith in fiction, he said thus far “he was” satisfied “with the experience and the reception that the book received.
“I am glad that I was able to tell a story that reflects not only the loss, but not only the lowest, but the ups on drugs and experiences of individuals and communities,” he said.
“Some characters in history reflect the sentiments and values that are related to the placement of the family in the first place, with growing despite the circumstances, with the view of the value of education, even if you come from a poor background,” he added. “Let’s hope that I returned the message not only from where you come from and where you are, but also where you can go, who you can become, despite your circumstances.”
(Tagstranslat) black authors
Lifestyle
16 best black books for a month of black history –

A month of black history is coming to an end, but black people can still have a good time and draw all feelings which are related to historical black.
While February means celebrating all black things, as is a black life. Together, we recognize the experience of African Americans – from 1619, when the primary enslaved Africa pressed his feet to American soil. It is barely equal to paying tribute to our ancestors, black perfection and people who influenced our history and culture. It can be a good time to soak up all unknown stories and miracles of our heritage. Downloading appears online through social media. However, black books are the ultimate source of immersion in resistance and amazement of black, past and present.
16 best black books for a month of black history
1.
This slave narrative of Harriet Ann Jacobs was originally published in 1861, because the civil war began. Jacobs fictionalized her own story in regards to the horrors of slaves’ life as a young girl, especially one to cope with sexual harassment expected by her owner of the slave and the physical violence of his jealous wife.
Thayer and Eldridge
2.
Charles W. Chesnutt was a fertile black author who could go thoroughly for White, but refused. This historic text, published on the turn of the century, presents the Wilmington Race riots in 1898. He focuses on racial policy, violence and blackface during reconstruction and, unfortunately, echoes of events today.
Haughton, Mifflin and Company
3.
James Weldon Johnson, the creator of the Black National Anthem, “Raise every voice and singing”, shares the history of the Black Mother’s upbringing, but he also believes that he was as white as his school -age peers because of his biographical heritage. His loss of innocence comes when his teacher discriminates him. In the entire text, Johnson gives first -hand relations and observations that occupy two racial spaces, not adapting to any, but forced to decide on one.
Sherman, French & Co.
4.
Zora Neale Hurston He plays his anthropological chops on this book, which was published in 1935. He collects and documents cultural information from his hometown Florida and New Orleans and presents the wonder of strange people: their voice, their dictionary, their lives.
Harper Collins
5.
This existential text tells the story of a lonely, nameless black man moving within the white world, and ultimately we consider it to be isolated from society to level and protect ourselves from these powers. It is an allegory for the entire black race, which is treated badly, objectified, created and rejected in such a way that it might as well be invisible.
Random house
6.
Christianity has close connections with the experience of Black Americans, and in lots of cases it’s inseparable. James Baldwin He puts beauty and problematic on the positioning through a young man who tries to barter being black, religious, unloved and perhaps gay. This is an exploration of identity and migration.
Knopf
7.
We are blessed that now we have this book on the planet. Alex Haley documented a life -changing story X for two years before the assassination. The book was published posthumously in 1965.
Balantine books
8.
Long before the era of Crack, the heroine slaughtered havoc in black communities. Donald Goines, a good author of street literature, perfectly reflects the pain of addiction.
Holloway House
9.
Alex Haley’s genealogical tree is for context. He tells the story of his matriarchal ancestor from Africa through the central passage and thru slavery for movable property and is led by his descendants. The text was integral for African Americans who need to know their family roots and causing interest in genealogy.
10.
Shange Ntozake conquered the Black Arts movement when her choreopoem collection hit the theaters. These monologues are rooted in black feminism and speak specifically in regards to the intersection of the breed and sexism of the experience of black women.
Bantam books
11.
This award -winning Nobel Prize on the history of the Black Family and shows the nuance and complexity of the black community rarely emphasized in mainstream literature through the extraordinary story of Morrison and delightful words.
Alfred Knopf
12. Violet color
If a story about black trauma, toxic masculinity and survival has ever appeared, Alice Walker will probably appear. The recorded book of Pulitzer reached a large screen three years after the day of the publisher in 1982, and later it was transformed into a musical and film film on Broadway.
Harcourt Brace Jovanovich
13.
A chilly, raw reality of drug culture is bleeding from these sides. He effectively reflects the charm of the sport, while serving its consequences.
14.
Mass imprisonment has been harassing the black community for a very long time. Representing only 13% of the population of the nation, black people constitute 40% of the prison population. Michelle Alexander combines this discrepancy with the war with drugs created to militize the police and breaking the black communities, but in addition reveals its lasting effect, in addition to its continuous character.
New press
15.
The underground railway was a real railway line during adolescence; Don’t be ashamed. Colson Whitehead presents this angle on this historical text awarded by Pulitzer. This is a refreshing fictitious view of slavery.
(*16*)
16.
This is the story of a life full of contradiction, tragedy and immunity. Kiese Laimon presents parts of his life in complicated details, taking the reader by observing a number of violence against the Black People and a number of violence they committed. This memory is the counting of internal and external conflict with and around them.
Simon & Schuster
)
Lifestyle
Tunde Oyeneyin Peloton about what to do when you don’t feel like moving

“I wanted to run this morning, but I didn’t do it because my body said you didn’t need it,” explained a 39-year-old fitness star, adding that she did some mobility as a substitute on her foam roller.
“I worked. I felt my heart rate was growing. I felt a little sweat, but I poured love for my body, not burden my body just because the plan said that I should run this morning – she continued. “Listening to your body sometimes means deviating from the plan and you provide you with a brand new plan.”
Listening to your body just isn’t just about how you feel physically. Among the social, political and economic climate, finding motivation to move the body might be difficult.
“I am the same as a person,” said Oyeneyin. “When I feel hard outside, I feel it in myself, in my heart, in my body. Sometimes the heaviness of the world shows in my body. “
When the world becomes overwhelming, the teacher said that he gives himself a grace.
“I do know that sometimes when the world feels heavy and feels dark, movement just isn’t what I need to do and permit myself. I devote just a few days I would like, after which I’m within the space where I can finally see and keep in mind that movement can be what leads me through a storm. Movement can be what gives me grace to see the sunshine on the opposite side – she noted.
Oyeneyin, who has been in Peloton for six years, is a strength on the earth of fitness. Powerhouse instructor and creator have experience as a star makeup, and once fought for doubt before she got here up with the movement. Her book “Speak: Find your voice, trust the intestines and go from the place where you are, where you want to be” Chronicle of her journey to confidence.
“When I move, whether it’s 10 minutes or an hour, I feel something in my body that I have never done before. There is lightness. The weight is metaphorically raised – she said.
On days when she is attached to the time or little motivation, she noticed that she would force herself to move for 10 minutes and suggests that others would try.
“99,99999% of time, I exceed 10 minutes” – added the creator. “The mind and body began to connect.”
Apart from that, Peloton applicationShe said, she is filled with motivation to move.
“I don’t think there is something in the application that you will not take motivation,” said Oyeneyin, adding: “Are you a skier and you want to build strength, we have it in the application. If you are a golfer and want to strengthen the golf game, we have it in the application. If the world feels heavy and you need to reset and you need 10 or 20 minutes of mindfulness meditation, we have it in the application. “
For her, she said that mediation is coming running.
“Running is a spot where I find peace and consolation on the earth. There I can concentrate on my breath and training – she explained.
She continued: “And for many people whom I am lucky to follow me on the platform, they find their relief on a bike. So everyone is something for themselves, no matter who you are. “
Movement and exercise can cost a small cost for some: their glam. Some allow the fear of sweating hair to stop them from harder during training.
“Although I don’t want to sweat, I also want my carved arms,” said Oyeneyin.
“I’m in front of the camera. I work in front of a life camera. So I understand – continued the athlete Nike. “I try, I might like to look cute, but at the tip of the day, if you force me to select one between the opposite, I need to be strong. I can sweat and be sexy. “

(Tagstotransate) lifestyle
-
Press Release11 months ago
CEO of 360WiSE Launches Mentorship Program in Overtown Miami FL
-
Press Release11 months ago
U.S.-Africa Chamber of Commerce Appoints Robert Alexander of 360WiseMedia as Board Director
-
Business and Finance9 months ago
The Importance of Owning Your Distribution Media Platform
-
Business and Finance12 months ago
360Wise Media and McDonald’s NY Tri-State Owner Operators Celebrate Success of “Faces of Black History” Campaign with Over 2 Million Event Visits
-
Ben Crump11 months ago
Another lawsuit accuses Google of bias against Black minority employees
-
Theater12 months ago
Telling the story of the Apollo Theater
-
Ben Crump12 months ago
Henrietta Lacks’ family members reach an agreement after her cells undergo advanced medical tests
-
Ben Crump12 months ago
The families of George Floyd and Daunte Wright hold an emotional press conference in Minneapolis
-
Theater12 months ago
Applications open for the 2020-2021 Soul Producing National Black Theater residency – Black Theater Matters
-
Theater9 months ago
Cultural icon Apollo Theater sets new goals on the occasion of its 85th anniversary