The iPhone 16 officially goes on sale on Friday. But for its early adopters, it arrives with a fundamental compromise built into the deal.

Simply put, this isn’t the iPhone 16 they were promised. Tim Cook said it will be “the first iPhone built for Apple Intelligence.” But that “for” is vital: the phones won’t even have the most anticipated AI features from the get-go.

This appears to be a turning point for Apple. When it involves recent features on phones, the corporate is not at all times known for being the primary to market or jumping on the bandwagon, but it surely is understood for being the perfect. That’s not the case here. Apple has been forced to leap on board the AI ​​hype train, and in doing so, it’s taking a leap into the unthinkable void.

Apple has mentioned its Apple Intelligence Suite twice before — first announcing the AI ​​Suite at its WWDC developer conference in June, and again throughout the iPhone 16 launch in September.

In reality, nevertheless, the corporate falls far short when it comes to feature offerings in comparison with competitors like Google and Microsoft, in addition to newcomers like OpenAI and (*16*).

The company’s first AI toolkit, announced and released in developer beta, includes tools for transcribing, article and notification summarization, object removal from photos, and audio transcription. Much of this functionality already exists available in the market. Apple is betting that its give attention to privacy — your usage data just isn’t shared with other users or other tech corporations, it guarantees — might be enough to draw buyers.

Strictly speaking, the difference between product and have isn’t as drastic because it might sound — or a minimum of that’s how Apple would defend all of it. The iPhone went on sale on September 20, and Apple has promised to begin rolling out AI features in October.

However, only a number of features might be made available at the moment, and so they might be available only in U.S. English. (Recall that the corporate is banking heavily on international markets, with North America accounting for just over half of all iPhone sales.)

And we’ll need to wait for more complicated AI gadgets. The company plans to introduce features like visual search and Image Playground next month, and support for added languages ​​will begin in December — but first with English localization. Other languages ​​will follow in 2025.

The iPhone 16 just isn’t absolutely vital for individuals who want the brand new AI features. The company has already confirmed that the iPhone 15 Pro and 15 Pro Max can even get access to the platform.

So if Apple Intelligence is actually the game-changer Apple guarantees, one wonders whether the disruptions and delays in rollouts will deter users from upgrading. Or whether we’ll start seeing consumers adopt a wait-and-see attitude — which could also translate into lower sales.

As my colleague Sarah has identified, Apple’s AI features could grow to be more useful once third-party developers can fully integrate them into their apps. That’s nice to contemplate, but when and when that happens, that’s more of an iPhone 17 conversation.

That stands out as the crux of the matter. Apple is constructing for the long run, and for the primary time, it appears to be asking buyers to take that leap of religion.

Alanthe French insurance unicorn has just signed a multi-faceted agreement with Belfiusconsidered one of the most important banks in Belgium, which incorporates a distribution partnership and a major financial investment within the startup.

Belfius is leading Alan’s Series F funding round of €173 million (around $193 million at current exchange rates). Some of Alan’s existing investors are participating again, namely OTPP via Teachers’ Venture Growth, Temasek, Coatue, and Lakestar.

If you’re not familiar with Alan, the corporate originally began as a health insurance product that supplemented France’s national healthcare system. French corporations are required to offer health insurance to all of their employees after they join.

Alan has optimized his core product as much as possible to make the user experience a lot better than the legacy insurance provider. For example, Alan has automated many parts of the claims management system. In some cases, you get a refund in your checking account only one minute after leaving the doctor’s office.

Over time, the corporate has added other health-related services, reminiscent of the power to talk with doctors, order prescription glasses, and access preventive content about mental health, back pain, and more through its mobile app. More recently, the corporate has turned to artificial intelligence to spice up its productivity.

Earlier this yr, Alan shared some metrics concerning the company’s performance. The company said that greater than 500,000 persons are covered by Alan’s insurance products and that it could reach profitability without raising one other round of funding.

Alan, nonetheless, said the partnership with Belfius is a very good opportunity to expand the bank’s customer base in Belgium – the bank will offer the startup’s health insurance products to its corporate and institutional clients, who make up thousands and thousands of employees.

“This privileged partnership with Belfius, whose transformation over the past decade has been truly inspiring, opens the door to a new era for Alan in Belgium. Belfius’ investment will enable us to accelerate our growth and expand our ability to offer cutting-edge, accessible healthcare products and services to a broad audience,” said Jean-Charles Samuelian-Werve, co-founder and CEO of Alan, in a press release.

Since February, Alan has signed up one other 150,000 clients, including the Prime Minister’s office in France. His annual recurring revenue is predicted to succeed in €450 million (about $500 million) this yr.

But Alan isn’t any typical software-as-a-service company, with most of its revenue going to insurance claims. Still, one thing is needless to say: the corporate’s growth shows no signs of slowing down.

California Gov. Gavin Newsom is currently considering 38 AI-related bills, including the highly controversial SB 1047, which the state legislature has sent to his desk for final approval. These bills attempt to deal with essentially the most pressing issues in AI: from futuristic AI systems posing existential risks, deepfake nudes from AI image generators, to Hollywood studios creating AI clones of dead performers.

“California, home to many of the world’s leading AI companies, is working to leverage these breakthrough technologies to help solve pressing problems while also investigating the risks they pose,” Newsom’s office said in an announcement. press release.

Governor Newsom has signed eight of them into law to this point, a few of that are essentially the most far-reaching AI laws in American history.

Deepfake nudity

On Thursday, Newsom signed two bills into law addressing the creation and distribution of pretend nude images. SB926 criminalizes this act by making it illegal to blackmail someone with AI-generated nude photos that resemble that person.

SB981which also went into effect Thursday, requires social media platforms to establish channels for users to report deepfake nudes that resemble them. The content should be temporarily blocked while the platform investigates it, and if confirmed, it should be permanently removed.

Watermarks

Also on Thursday, Newsom signed a bill that may help the general public discover content generated by artificial intelligence. SB942 requires commonly used generative AI systems to disclose that they’re AI-generated of their content’s provenance data. For example, all images created by OpenAI’s Dall-E now need a small tag of their metadata saying they’re AI-generated.

Many AI corporations are already doing this, and there are a lot of free tools available that might help people decode provenance data and detect AI-generated content.

Election deepfakes

Earlier this week, California’s governor signed three bills geared toward combating artificial intelligence (AI)-based misinformation that would influence elections.

One of the brand new laws in California, AB2655requires major web platforms like Facebook and X to remove or label election-related AI deepfakes, in addition to create channels to report such content. Candidates and elected officials can seek a court order if a serious web platform fails to comply with the bill.

Another law, AB2839targets social media users who post or repost AI deepfakes that would deceive voters in regards to the upcoming election. The law went into effect immediately on Tuesday, and Newsom suggested that Elon Musk could possibly be in danger for violating it.

AI-generated political ads now require public disclosure under latest California law, AB2355. That means Trump may not have the opportunity to get away with posting AI deepfakes of Taylor Swift endorsing him on Truth Social in the long run (she endorsed Kamala Harris). The FCC has proposed an analogous disclosure requirement nationally and has already illegalized robocalls using AI-generated voices.

Actors and AI

The two laws signed Tuesday by Newsom, SAG-AFTRA, the biggest film and tv actors union within the country, establish latest standards for California’s media industry. AB2602 requires film studios to acquire an actor’s consent before creating an AI-generated replica of their voice or likeness.

Meanwhile, 1836-01-01 prohibits studios from creating digital replicas of deceased artists without the consent of their heirs (e.g., legally approved replicas were utilized in the recent Aliens and Star Wars movies, in addition to other movies).

What’s left?

Governor Newsom has 30 more AI-related bills to act on before the top of September. During a conversation with Salesforce CEO Marc Benioff on Tuesday during Dreamforce 2024, Newsom was capable of tip his hat to SB 1047 and the way he thinks about regulating the AI ​​industry more broadly.

“There’s one bill that’s a little bit over the top in terms of public discourse and awareness; it’s SB 1047,” Newsom said on stage Tuesday. “What are the proven risks in AI and what are the hypothetical risks? I can’t solve everything. What can we solve? And that’s why we’re taking that approach across the board.”

Check out this text to search out out what AI bills the California governor will and won’t sign.