Technology
Stripe’s Big Changes, Brazil’s Newest Fintech Unicorn, and the Story of a Startup’s Closure

Fundid founder shares how rising rates of interest, enterprise capital funds and partners killed the business finance startup
Welcomego to TechCrunch Fintech! This week, we’ll take a have a look at Stripe’s necessary product announcements, the Brazilian fintech startup’s valuation increase, and more!
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Big story
Stripe announced that it’s going to separate payments from the rest of its financial services suite. This is a big change considering that in the past, Stripe, whilst it expanded its list of services, required businesses to be payment customers in an effort to use its remaining services. In addition, the company is adding a number of latest built-in financial features and a latest wave of AI tools. The fintech giant also announced that after a six-year hiatus, it’s going to allow customers to just accept cryptocurrency payments, starting with only one specific currency, USDC stablecoins, and initially only on Solana, Ethereum and Polygon.
Weekly evaluation
Last week, Brazil gained a latest fintech unicorn. A banking-as-a-service startup QI Tech has achieved unicorn status after raising undisclosed capital in an investment led by General Atlantic, which followed a $200 million Series B raise that TechCrunch funded last October. QI Tech said it is usually preparing to finish the acquisition of Singulare, a Brazilian fund management services provider, in the third quarter. Meanwhile, one other Brazilian startup, Vixtra, secured $36 million in debt and equity financing — one other example of firms in the region continuing to draw enterprise dollars.
Dollars and cents
Hit, a platform that helps creators manage and grow their businesses, announced a $3 million seed round with investment from ImpactX, Capitalize and Serac Ventures. Bump allows creators to trace income and market value, which may also help them negotiate higher deals and see how much money their partners owe them.
Y Combinator graduate and B2B fintech startup Fintoc raised a $7 million Series A financing round to consolidate its presence in its home country of Chile and in Mexico, where it expanded its operations a yr ago.
GrapefruitA 2022 Philippines-based startup — allowing U.S. residents to send money to the country while constructing credit — has raised $35 million in a Series A round led by Dubai-based enterprise capital firm Vy Capital with participation from Founders Fund.
You can hear the Equity team speak about this deal and more here:
What else will we write?
Headquarters Bengaluru CHALKThe $6.4 billion company has received approval in principle for a payments aggregator license, a boost that might help the Indian fintech startup higher serve customers and bring latest products and ideas to market faster.
The end of a startup could be bittersweet for founders. In case of To throwrising rates of interest killed the business finance startup. But VCs and partners are hurting it too, argues founder Stefanie Sample in a fascinating read by Christine Hall.
After a turbulent yr, a banking-as-a-service (BaaS) startup. Synapse filed for Chapter 11 bankruptcy and his assets will probably be taken over by TabaPay.
Highly popular headlines
401Go raises $12 million in Series A round to support next phase of growth
Some VCs warn that Ramp vs. Brex Could Become an Uber vs. Fintech’s Lyft
Technology
Anysphere, which makes the cursor supposedly collect USD 900 million with a valuation of USD 9 billion

Anysphere, producer of coding cursor with AI drive, attracted $ 900 million in the recent financing round by Thrive Capital, Financial Times He informed, citing anonymous sources familiar with the contract.
The report said that Andreessen Horowitz (A16Z) and ACCEL also participate in the round, which values about $ 9 billion.
The cursor collected $ 105 million from Thrive, and A16Z with a valuation of $ 2.5 billion, as TechCrunch said in December. Capital Thrive also led this round and in addition participated in A16Z. According to Crunchbase data, the startup has collected over $ 173 million thus far.
It is alleged that investors, including index ventures and a reference point, attempt to support the company, but plainly existing investors don’t want to miss the opportunity to support it.
Other coding start-ups powered by artificial intelligence also attract the interest of investors. Techcrunch announced in February that Windsurf, a rival for Aklesphere, talked about collecting funds at a valuation of $ 3 billion. Openai, an investor in Anysphere, was supposedly I’m attempting to get windsurf for about the same value.
(Tagstransate) A16Z
(*9*)This article was originally published on : techcrunch.com
Technology
This is the shipping of products from China to the USA

The Chinese retailer has modified the strategy in the face of American tariffs.
Thanks to the executive ordinance, President Donald Trump ended the so -called de minimis principle, which allowed goods value 800 USD or less entering the country without tariffs. It also increases tariffs to Chinese goods by over 100%, forcing each Chinese firms and Shein, in addition to American giants, similar to Amazon to adapt plans and price increases.
CNBC reports that this was also affected, and American buyers see “import fees” from 130% to 150% added to their accounts. Now, nevertheless, the company is not sending the goods directly from China to the United States. Instead, it only displays the offers of products available in American warehouses, while goods sent from China are listed as outside the warehouse.
“He actively recruits American sellers to join the platform,” said the spokesman ago. “The transfer is to help local sellers reach more customers and develop their companies.”
(tagstotransate) tariffs
Technology
One of the last AI Google models is worse in terms of safety

The recently released Google AI model is worse in some security tests than its predecessor, in line with the company’s internal comparative test.
IN Technical report Google, published this week, reveals that his Flash Gemini 2.5 model is more likely that he generates a text that violates its security guidelines than Gemini 2.0 Flash. In two indicators “text security for text” and “image security to the text”, Flash Gemini 2.5 will withdraw 4.1% and 9.6% respectively.
Text safety for the text measures how often the model violates Google guidelines, making an allowance for the prompt, while image security to the text assesses how close the model adheres to those boundaries after displaying the monitors using the image. Both tests are automated, not supervised by man.
In an e-mail, Google spokesman confirmed that Gemini 2.5 Flash “performs worse in terms of text safety for text and image.”
These surprising comparative results appear when AI is passing in order that their models are more acceptable – in other words, less often refuse to answer controversial or sensitive. In the case of the latest Llam Meta models, he said that he fought models in order to not support “some views on others” and answers to more “debated” political hints. Opeli said at the starting of this yr that he would improve future models, in order to not adopt an editorial attitude and offers many prospects on controversial topics.
Sometimes these efforts were refundable. TechCrunch announced on Monday that the default CHATGPT OPENAI power supply model allowed juvenile to generate erotic conversations. Opeli blamed his behavior for a “mistake”.
According to Google Technical Report, Gemini 2.5 Flash, which is still in view, follows instructions more faithfully than Gemini 2.0 Flash, including instructions exceeding problematic lines. The company claims that regression might be partially attributed to false positives, but in addition admits that Gemini 2.5 Flash sometimes generates “content of violation” when it is clearly asked.
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“Of course, there is a tension between (after instructions) on sensitive topics and violations of security policy, which is reflected in our assessment,” we read in the report.
The results from Meepmap, reference, which can examine how models react to sensitive and controversial hints, also suggest that Flash Gemini 2.5 is much less willing to refuse to reply controversial questions than Flash Gemini 2.0. Testing the TechCrunch model through the AI OpenRoutter platform has shown that he unsuccessfully writes essays to support human artificial intelligence judges, weakening the protection of due protection in the US and the implementation of universal government supervisory programs.
Thomas Woodside, co -founder of the Secure AI Project, said that the limited details given by Google in their technical report show the need for greater transparency in testing models.
“There is a compromise between the instruction support and the observation of politics, because some users may ask for content that would violate the rules,” said Woodside Techcrunch. “In this case, the latest Flash model Google warns the instructions more, while breaking more. Google does not present many details about specific cases in which the rules have been violated, although they claim that they are not serious. Not knowing more, independent analysts are difficult to know if there is a problem.”
Google was already under fire for his models of security reporting practices.
The company took weeks to publish a technical report for the most talented model, Gemini 2.5 Pro. When the report was finally published, it initially omitted the key details of the security tests.
On Monday, Google published a more detailed report with additional security information.
(Tagstotransate) Gemini
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