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Biden will cancel federal student loans for 153,000 people

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CULVER CITY, Calif. (AP) — President Joe Biden said Wednesday that while a school degree continues to be a ticket to a greater life, that ticket is usually too expensive as he announced he would cancel federal student loans for nearly 153,000 borrowers.

Biden, who’s within the means of the so-called the three-day campaign sweeps through Californiahe announced it as a part of a brand new repayment plan offering a faster path to forgiveness, emphasizing his debt relief efforts as his re-election campaign accelerates.

“Too many Americans are still burdened with unsustainable debt in exchange for a college degree,” he said from a neighborhood library before attending campaign events. Loan relief helps the larger economy, he argued, because “when people get student debt relief, they buy homes. They start companies, they contribute. They get involved.”

On Wednesday, the administration began sending email notifications to some borrowers who will profit from what the White House has dubbed the SAVE program. The cancellation was originally scheduled to start in July, however the administration said last month it might be ready almost six months ahead of schedule in February.

Biden's student loan relief
WASHINGTON, DC – FEBRUARY 28: Student loan borrowers and advocates gather at a People’s Rally for Student Debt Forgiveness during Supreme Court hearings on student debt relief in Washington, DC. (Photo by Jemal Countess/Getty Images from the People’s Rally for Student Debt Cancellation)

“Starting today, for the first round of people enrolled in our SAVE student loan repayment plan who have been repaying their loans for 10 years and borrowed $12,000 or less, they will have their debts canceled” – Biden published on social media Wednesday. “That’s 150,000 Americans and counting. We are pushing to ease the situation even further.”

The first round of forgiveness under the SAVE plan will repay $1.2 billion in loans. Borrowers will receive an email message from Biden notifying them that “all or part of your federal student loans will be forgiven because you are eligible for early loan forgiveness under my administration’s SAVE plan.”

In his email to borrowers, Biden wrote that he had heard from “countless people who have told me that reducing their student loan debt burden will allow them to support themselves and their families, buy their first home, start a small business and move on.” with life plans that they’ve postponed until later.”

Over 7.5 million people have already signed up for the brand new repayment plan.

On Wednesday, he said it was the sort of relief “that could change the lives of individuals and their families.”

“I’m proud to have been able to provide borrowers like many of you with the relief they deserve,” he said, asking the gang at his speech what number of people had their debt forgiven. Many raised their hands.

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During a transient stop at CJ’s Cafe before his lecture on the library, Biden greeted patrons, shaking hands and shaking them and posing for selfies. After his speech, Biden traveled to San Francisco, where he was greeted by former House Speaker Nancy Pelosi and attended a fundraiser at a non-public home, where he spoke to a room filled with donors about his efforts to fight climate change.

Biden announced a brand new loan repayment plan last 12 months, together with a separate plan to cancel loans of as much as $20,000 for thousands and thousands of Americans. The Supreme Court rejected his universal forgiveness plan, however the repayment plan has to date escaped that level of legal scrutiny. Unlike his proposal for mass debt cancellation – which has never been done before – the repayment plan is a variation of existing income-driven plans created by Congress greater than a decade ago.

Biden has stated his unwavering commitment to “fix our broken student loan system,” in search of to work across the court’s ruling to seek out other ways to do it.

Borrowers are eligible for cancellation in the event that they are enrolled in a SAVE plan, originally borrowed $12,000 or less for college and have made payments for at the least 10 years. Those who’ve withdrawn greater than $12,000 will be eligible for cancellation, but for an extended time period. For every $1,000 borrowed over $12,000, a further 12 months of payments is added along with the ten years.

The maximum repayment period is proscribed to twenty years for those with only undergraduate loans and 25 years for those with college loans.


This article was originally published on : thegrio.com
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Education

Literacy materials being withdrawn from many schools are facing new pressure from parents of children with reading difficulties

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literacy, school literacy, literacy materials in schools, student literacy, student reading rates, learning to read, theGrio.com

A lawsuit filed by two Massachusetts families deepens opposition to an approach to teaching reading that some schools proceed to make use of despite evidence that it will not be probably the most effective.

States across the country were modernization of reading programs for research-based strategies, generally known as “learning to read”, including an emphasis on sounding out words.

This week’s lawsuit takes aim at an approach that does not try this emphasize phonics. These include the time-tested “three clues” strategy, which inspires students to make use of images and context to predict words by asking questions comparable to: “What happens next?”, “What is the first letter of the word? ” or “What clues do the photos give?”

The families of the Massachusetts students who did this it was hard to read filed a lawsuit against authors and publishers who supported this approach, including Lucy Calkins, a lecturer at Teachers College at Columbia University. He is demanding compensation for the families allegedly harmed by the fabric.

Thousands of schools once used the three-signal approach as part of the “balanced literacy” approach advocated by Calkins and others, which focused, for instance, on having children read books they liked independently and spend less time on phonics or letter relationships and sounds. Over the past few years, greater than 40 states have passed laws emphasizing evidence-based and research-based materials, in keeping with the nonprofit Albert Shanker Institute.

It’s unknown how many school districts still use the programs at issue since the numbers aren’t monitored — but there are many, in keeping with Timothy Shanahan, professor emeritus of education on the University of Illinois at Chicago. Many teachers have been trained to show the three-pointer, so it could actually be used even in classrooms where it will not be part of the curriculum, he said.

He said research does show the advantages of teaching phonics, but there may be less information in regards to the three-cue method.

“There is no research that isolates the practice of teaching three-pointers – so we don’t know if it helps, hurts, or is just a waste of time (although logically it would seem to conflict with phonics, which may or may not be the case when teaching children),” he wrote in an email.

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A key part of the sport is the tricue Reading the recovery programwhich was utilized in over 2,400 US elementary schools. In 2023, the Reading Recovery Council of North America filed a lawsuit alleging that Ohio lawmakers violated the authority of state and native boards of education through the use of a budget bill banning the three-pointer.

The new lawsuit accuses Calkins and other outstanding figures in the sphere of childhood literacy of using fraud to trick schools into purchasing and using flawed methods. The parents who sued alleged that their children had difficulty reading after studying in public schools in Massachusetts, where a 2023 Boston Globe study found that almost half of schools used materials that the state Department of Education deemed to be of low quality.

The lawsuit asks the court to order authors, their corporations and publishers to supply an early literacy program that features reading instruction for gratis.

One plaintiff, Michele Hudak of Ashland, said she thought her son was reading at an elementary level until fourth grade, when he had difficulty reading his assigned textbooks. By then, tests showed he was reading at an elementary level, the lawsuit said, “solely because he could successfully guess the words from the pictures.”

Calkins didn’t reply to an email looking for comment. It has maintained its approach, even adding more phonics to its literacy curricula, called units of study.

But last 12 months Teachers College announced it was closing the Reading and Writing Project, which Calkins founded, saying it desired to foster more conversation and collaboration between different approaches to literacy. Calkins has since founded the Reading and Writing Project in Mossflower to proceed her work.

“Teachers must use the best approach and differentiate their instruction depending on the specific child they are working with,” Calkins said in a video posted on the new project’s website.

Michael Kamil, professor emeritus of education at Stanford University, said that although Calkins dropped phonics, it is just one component of teaching children to read.

“There are lots of reasons why students don’t learn to read, and the reading program is very rarely the main reason,” Kamil said.

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This article was originally published on : thegrio.com
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Actor Michael Rainey Jr. donates $2.4 million to improve financial literacy in Staten Island schools

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Michael Rainey Jr., Staten Island Turkey Drive, R.A.R.E organization, theGrio.com

“Power Book II: Ghost” star Michael Rainey Jr. just made a significant move into power — starting this 12 months’s holidays early.

The 24-year-old actor has partnered with the Restoring America Through Recovery Education (RARE) Foundation to donate $2.4 million in financial literacy tools and support to three high schools in Staten Island, New York.

“A huge THANK YOU to (Michael Rainey Jr.) for sponsoring Port Richmond High School and providing each student and their parents with the necessary education in financial literacy and Equifax identity theft protection! Your commitment to empowering the next generation is truly inspiring,” RARE officials captioned the post on the web site Instagram.

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The post included a video from the day Rainey visited Port Richmond High School to present the organization with an enormous check. There, he spoke candidly about his financial literacy journey and posed for photos with students. School officials and community organizers were also available to talk to students about financial literacy.

“Together with the support of the RARE Foundation Board of Directors, this is the first step in our mission to ensure that every student in New York is financially prepared for adulthood,” the post continued. “This is just the beginning – there are many more schools to come! Let’s make financial literacy a priority for every student!”

According to the organization’s website, the RARE Foundation strives to provide disadvantaged communities with “essential financial recovery education and training.” By partnering with RARE, Rainey hopes to further empower disadvantaged and at-risk youth with sage advice in order that they can confidently navigate their financial future, local radio station HOT 97 reported.

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Rainey is from Louisville, Kentucky, and “Power Book II: Ghost,” a derivative of fifty Cent’s “Power” TV series, is ready in the five boroughs of New York City. In the spirit of the season, this wasn’t the one charity event Rainey took part in on Staten Island in recent days. According to videos uploaded to his Instagram Storiesthe actor also appeared on the Staten Island Turkey Drive, where he greeted guests and handed out T-shirts.


This article was originally published on : thegrio.com
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VSU is the first HBCU with an accredited social work program

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Virginia State University, HBCU, Accredited Social Work Program

Virginia State University (VSU) is making HBCU history with a brand new accredited program.


Virginia State University distinguishes itself from other Historically Black Colleges and Universities (HBCUs) by adding a Master of Social Work degree program. The advanced degree program will likely be the first of its kind accredited by the Council on Social Work (CWSE) to be offered at an HBCU.

The university announced the accreditation of the program on November 21 on the university’s official website. The program has been operating since 2022, but only now has it received full accreditation. CWSE grants accreditation retroactively, covering previous semesters through fall 2022.

With the addition of the program, VSU’s mission is to teach culturally and socially competent mental health experts to assist support and lift up your communities.

“Preparing graduates to systematically and strategically address the well-being of people who have experienced trauma. It is also committed to promoting human rights and social and economic justice through community engagement, advocacy and collaborative research that influences professional practice at the local, national and global levels,” the press release reads.

VSU is not the only HBCU that has found success in academia. BLACK ENTERPRISES it was recently reported that Jackson State University is the first HBCU to win the Founder’s Award from the National Academy of Inventors (NAI).

NAI was founded in 2011 and has welcomed over 700 fellows. The organization promotes and honors creativity, diversity and invention. To join this prestigious organization, a scientist must hold no less than one U.S. patent.

JSU is a founding member of the organization and boasts many successful innovators who’ve change into NAI scholarship recipients.

Introduced in 2012, Ernest Izevbigie obtained two patents that led to the creation of EdoBotanics. The dietary complement helps cancer patients cope with the unwanted effects of chemotherapy and radiotherapy. Other inductees included Kamal Ali ’17 and Danuta Leszczyńska ’18.

JSU President Marcus Thompson accepted the honor: “This distinction further underscores our commitment to academic excellence, economic development and social progress. This is a significant milestone not only for JSU, but for all HBCUs and the state of Mississippi.”


This article was originally published on : www.blackenterprise.com
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