Business and Finance
How to plan a wedding on a budget
As my fiancée and I were planning our wedding, one recurring thought continued to drive our decision to get married: “‘I do’ doesn’t have to mean ‘Go broke.
I do know chances are you’ll think the above is common sense, but let me remind you that emotions often take over when it comes to matters of the center.
Where does the cash come from to cover the prices of recent weddings? Unlike up to now, when parents absorbed a large portion of wedding expenses, today’s couples have to be liable for the whole cost of the wedding, reception and honeymoon.
Do you might have 1000’s saved up and earmarked to your wedding? If not, all shouldn’t be lost, you possibly can plan a wedding with class, fun and pleasure.
You just need to think creatively and be willing to develop a easy but comprehensive wedding budget. People tend to hate the “B” word, however it’s an absolute must to avoid going broke on a one-day celebration. As with most matters of the center, it’s essential to be willing to communicate and make decisions that can show you how to stay aligned along with your long-term goals. Don’t let “yes” make you “broke.”
To manage your total wedding expenses, consider the next:
1. Wedding venue
When planning your wedding, you’ll quickly find that the word “wedding” robotically adds a premium to the traditional cost of products and services. There are non-traditional options that provide a nice atmosphere for you and your guests. Consider outdoor locations akin to a park or other public location. Additionally, destination weddings have gotten an increasing number of popular because they permit you to manage overall costs while providing you and your guests with a beautiful setting.
2. Manage your guest list
The general rule is that folks like to take part in the wedding celebrations of the bride and groom. The query you wish to ask yourself is, “Can we cover the costs of having business partners, old primary school teachers and family we can’t contact regularly, etc.?” Don’t be afraid to shorten your guest list, as $30-$125 a plate can get expensive.
3. Food
As mentioned above, a wedding reception can turn your budget the wrong way up. A $20-$30 welcome dinner turns into $30-$125 simply because it involves a “wedding.” When planning a party, consider options that allow you to select your individual caterer reasonably than using an in-house caterer. By using an outdoor catering company, you possibly can save a whole bunch or 1000’s of dollars.
4. Dress
Generally probably the most expensive items in your wedding budget, focusing on your wedding dress can take you out of your budget if you happen to change into inquisitive about celebrity brands and associations. Don’t be intimidated by boutiques, discount purveyors and second-hand stores.
5. Photography/videography/music
You cannot afford to skimp on your photography investment. Photos are a souvenir that you’ll keep for a lifetime. Photos allow you to stay connected to the special moments before, during and right after you say “I do!” Videography is something you possibly can do without if you happen to’re on a tight budget. Chances are you will only watch your wedding video a few times before it takes up residence in your attic. Music is an area where you possibly can be creative. You can create the fun atmosphere you wish by utilizing a playlist as an alternative of hiring a DJ or live band. By selecting the playlist option, you possibly can save $500-$1,500, depending on your alternative of DJ or band.
6. Various
There are many alternative services and products you possibly can fall in love with and change into overwhelmed with when planning your wedding. However, if it isn’t in your budget, skip it. Save the Date cards will be replaced with email or web notifications. Wedding gifts tend to be thrown away by guests after the event, so don’t focus an excessive amount of on having them as a part of the celebration. The list goes on.
The above shows just a few of the several elements of wedding celebrations. As you possibly can see, the prices add up and will be overwhelming. Remember that there are couples who’ve chosen to have a courthouse ceremony and are still married. Don’t let the infatuation of “yes” cause you to “go broke.” Make smart financial decisions that can allow you to save for the long run future reasonably than for a 4-10 hour event.
Business and Finance
David Shands and Donni Wiggins host the “My First Million” conference at ATL
December is the birth month of David Shands and Donnie Wiggins, friends and business partners. Most people have fun by throwing a celebration. Others imagine it must be catered for. The chosen ones spend the day relaxing in peace and quiet.
Then there’s Shands and Wiggins.
The two decided that the best birthday gift can be to offer individuals with resources for generational wealth through a conference called “My first million”in Atlanta.
It’s a compromise between how their families and family members need to honor them and their desire to proceed to serve others. Shands acknowledges that almost all people won’t understand, and he unapologetically doesn’t expect them to.
“It’s not up to us to convince anyone why we do what we do,” admits Shands.
“I think everyone does what they do for different reasons, and I would just attribute it to a sense of accomplishment that I can’t explain to anyone else.”
He doesn’t need to clarify this to Wiggins because she understands his feelings. Wiggins has had a passion for serving others for so long as she will be able to remember.
“When I was in middle school, there were child sponsorship ads on TV featuring children from third world countries. I was earning money at the time and I asked my mother to send money,” she says BLACK ENTERPRISES.
She recalls how sad she felt for youngsters living in a world with so many opportunities, but at the same time going hungry. Her mother allowed her to send money, and in return she received letters informing her of their progress.
“It was very real to me,” Wiggins says, now admitting she’s undecided the letters were authentic. “I received a letter from the child I sponsored, a photograph and some updates throughout the 12 months. It was such a sense of being overwhelmed and it was something I felt so good about. I didn’t even tell my friends I used to be doing it.”
She carried this sense throughout her life, even when she lost every little thing, including her house, cars, and money. She still found ways to serve and give back, which is the basis of her friendship with Shands.
They each love seeing people at the peak of their potential, and that is what “My First Million” is all about. There can be no higher birthday gift for them than helping others create generational wealth.
What to expect during the “My First Million” conference.
They each built successful seven-figure empires, then train others, write books about it, and launch an acclaimed podcast Social proof.
Now they’re imparting that knowledge through the My First Million conference, an event for aspiring and existing entrepreneurs. Shands and Wiggins need to prove that being profitable is feasible and encourage people to bet on themselves.
“David and I, on paper, are not two people who should have made millions of dollars. Number one, we want (people) to see it,” Wiggins says. “Then we want them to actually get out of that room with practical and actionable steps.”
Both are clear: this just isn’t a motivational conference. This is a conference where people, irrespective of where they’re of their journey, will come away with clarity about their business and what they must be doing as CEOs. Shands and Wiggins want individuals who do not have a transparent marketing strategy or are considering starting a business to also attend the meeting.
“A few areas we will cover are inspiration, information, plan and partnership,” adds Shands. “We will give you 1-2-3 steps because some people get depressed and uninspired. Even if they know what to do, they won’t leave, go home and do it. So we have to really put something into their heads and hearts that they come away with.”
Sign up and enroll for My First Million Here. The conference will happen on December 13 this 12 months. but Shands and Wiggins say it definitely won’t be the last for those who miss it.
Business and Finance
Operation HOPE on the occasion of the 10th annual world forum
Operation HOPE Inc. takes over Atlanta for the biggest game in the country dedicated to financial literacy and economic empowerment, Saporta reports.
The HOPE Global Forums (HGF) Annual Meeting 2024 strengthens the crucial link between financial education, innovation and community upliftment in hopes of finding solutions to the problems that stifle challenges around the world.
Organized by Operation HOPE founder John Hope Bryant, together with co-chairs Atlanta Mayor Andre Dickens and U.S. Ambassador Andrew Young, the forums, to be held December Sep 11 at the Signia Hotel, will have fun its 10th anniversary with three days of engagement discussions, observations and forward-looking presentations.
Under the theme “The Future,” Hope Bryant says attendees are looking forward to a “powerful moment in history.”
“Over the past decade, we’ve brought together great minds with daring ideas, servant leaders with voices for change, and other people committed to a brand new vision of the world as we realize it. “‘The Future’ is a clear call to action for leaders to help ensure prosperity in every corner of society,” he said.
The extensive program includes influential and well-known speakers who address business, philanthropy, government and civil society. Confirmed speakers include White House correspondent Francesca Chambers, media specialist Van Jones and BET Media Group president and CEO Scott M. Mills.
“John Hope Bryant and his team have been doing this for ten years, and every year HGF raises the bar,” Young said. “Discussions about the FUTURE are important not only for civil dialogue; they are also essential to bridging the economic divide and solving some of today’s most important problems.”
Atlanta is predicted to welcome greater than 5,200 delegates representing greater than 40 countries.
“I have long said that Atlanta is a group project, and through our partnership with HOPE Global Forums, we are inviting the world to join the conversation,” Dickens mentioned. “From home ownership and entrepreneurship to youth engagement and financial education, HGF will offer bold and innovative ideas to ensure a bright future for all.”
It coincided with the organization’s annual meeting launched one other path to enhance financial knowledge with HOPE scholarships. With three tiers of scholarships – HOPE Lite, HOPE Classic and HOPE Silver – clients could have access to free financial coaching and academic resources.
Business and Finance
New Orleans’ black business district is marked by history
New Orleans has given a historic monument to a Black business district closed for interstate construction.
The marker was a project fulfilled by in response to the initiative of Plessy and Ferguson. Founded by descendants of men involved within the Plessy v. Ferguson case that legalized segregation within the United States, the organization worked with other community groups to put a marker under the Claiborne Viaduct.
Before the upheaval, Black New Orleanians could find stores owned by other members of their community on Claiborne Avenue. Racial discrimination originally limited the power to buy on the famous Canal Street. Given this, blacks as an alternative flocked to the realm to purchase every little thing from groceries to funeral arrangements.
This mall was home to many Black-owned businesses, and emerging and established entrepreneurs had arrange shop for generations. Consisting of pharmacies, theaters, studios and more, it helped maintain a vibrant black culture in the realm. It reigned because the most important street of Black New Orleans from the 1830s to the Seventies.
The street once featured a picturesque cover of oak trees surrounding bustling businesses. However, its decline began with the expansion of roads within the southern state. The first casualty was the oak trees that were cut all the way down to make way for the development of Interstate 10, and shortly thereafter, the district’s thriving entrepreneurs suffered an identical fate.
Many residents do not forget that they didn’t know in regards to the upcoming investment until the trees began falling. Raynard Sanders, a historian and executive director of the Claiborne Avenue History Project, remembered the “devastation” felt by the community.
“It was devastation for those of us who were here,” Sanders told the news outlet. “I was walking to school and they were cutting down oak trees. We had no warning.”
Despite its eventual decline, the district stays an integral a part of Black New Orleans entrepreneurship. Now the town will physically resemble a historic center where Black business owners could thrive. They celebrated the revealing of the statue in true New Orleans style with a second line that danced down Claiborne Avenue.
“The significance of this sign is to commemorate the businesses, beautiful trees and beautiful people that thrived in this area before the bridge was built, and to save the people who still stand proud and gather under the bridge,” also said Keith Plessy, a descendant of Homer Plessy’ ego.
The growth of local black businesses continues. Patrons and owners alike hope to evoke the spirit of Claiborne’s original entrepreneurs, empowering the community.
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