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What is “spaving” and can it cause overspending?

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Jennifer Streaks

If you’ve ever bought two to get one free or added one other item to your cart to fulfill the free shipping threshold, you’re “spaving.” Spaving is spending extra money to seemingly lower your expenses, but while it may appear to be you’re saving a couple of dollars, it actually costs you extra money.

For example, it may appear to be spending a bit of more on free shipping is not a foul idea, since shipping can sometimes cost as much because the item you are buying! But those so-called savings will still find yourself being greater than your original budget.

We’ve all been there—we buy two of an item and think, “Well, I’ll use both anyway, but did I originally intend to spend that much? What if I just keep adding another item?” It seems easy within the moment, but overspending can cause you to go over budget and into debt.

So what exactly is spaving? Spaving is a play on words, a mix of the words “spending” and “saving.” You see spaving deals on a regular basis: buy two, get one free; free shipping after spending a specific amount; add additional items to finish a bundle at a “discount,” or buy a specific amount and get a free gift card or other variety of discount.

Ultimately, spamming is only a solution to get you, the buyer, to spend extra money, often disguised as a way of urgency or as a solution to get a greater deal. The problem with spamming is that you simply find yourself spending more to get the supposed discount. Think about it: If I add one other item that costs $20 to save lots of $7.95 on shipping, I haven’t really done myself any financial favors.

I learned this lesson the hard way once I fell for a buy two get one free deal on a couple of pairs of leggings I had purchased. I used to be beginning to get serious about Pilates and was on the lookout for recent leggings. I discovered a pair I liked and saw they were on sale buy two get one free. Great! I had three recent pairs of leggings to wear to class. They were great until they arrived and I came upon they were practically see-through, which is not appropriate for a category where you’ll be stretching your lower body to the ceiling in front of a room stuffed with other people. And in fact, because it was such a “great deal” they couldn’t be returned, so I simply didn’t have the cash.

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So how do you avoid being fooled by spaving?

  1. Make a shopping list and stick with it.

If you are buying one thing, stick with buying that one thing. Even if it’s on sale, buying two rarely costs lower than buying one. If you are shopping online, ensure there is a return policy.

  1. Wait before buying.

Impulsive buying will all the time cost you more. Other than food, you rarely need anything straight away. Take a break—whether overnight or for twenty-four hours—and see if the urge to purchase stays strong.

3. Do the maths.

Numbers don’t lie. Words may say you are getting an amazing deal—FREE shipping!—but they’re actually over-analyzing the numbers. If it doesn’t make sense, don’t do it.

4. Look around.

Instead of shopping for the primary option straight away, it could also be less expensive to match offers, reap the benefits of different sales, and even arrange an alert to notify you when an item goes on sale.


This article was originally published on : thegrio.com
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Halle Berry surprises fans by re-wearing her iconic 2002 Oscars dress

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Halle Berry, Halle Berry Oscars dress, Did Halle Berry win an Oscar?, Halle Berry Elie Saab, Halle Berry Elie Saab dress, Who designed Halle Berry

This week, Halle Berry surprised fans with a significant twist. While attending Elie Saab’s “1001 Seasons” event in Saudi ArabiaBerry hit the runway in Saab’s iconic sheer, embroidered scarlet gown that she wore to the 2002 Academy Awards, where she was the primary black woman to win Best Actress.

Looking just as stunning within the dress 22 years later, the actress commemorated the moment on Instagram.

“There are moments in life that just happen and change our lives forever! “Winning the Oscar in my @eliesaabworld gown was one of those moments for me,” Berry captioned the post. “Thank you, Mr. Saab, for being part of the tapestry of my life, as we have been inextricably linked for 22 years now! It was my honor to celebrate you and your 1001 seasons. I wish you many more wonderful years of joy, creativity and sparkle!”

In 2002, Berry appeared on the Oscars in a Saab gown and a particular fairy cut. Fast forward twenty years and the one difference between then and now’s the elegant knot at the highest of the star.

The actress was then nominated for best actress for her role within the 2001 film “Monster’s Ball.” In addition to earning her first Oscar nomination and win, Berry admitted that it was a historic moment for Black Hollywood.

“This moment is so much more important than me,” she said during her acceptance speech. “This moment is for Dorothy Dandridge, Lena Horne and Diahann Carroll. This is for the women who stand next to me; Jada Pinkett, Angela Bassett and (and) Vivica Fox. And it’s for every nameless, faceless woman of color who now has a chance because that door opened tonight.”

In 2023, Elie Saab’s dress was exhibited on the Academy Museum of Motion Pictures in Los Angeles as a bit of Hollywood history. Sharing photos of the dress within the museum, Berry explained the impact of its placement.

“Not only this historic @eliesaabworld dress will remain under the professional care of the museum’s curators and conservators,” she wrote on Instagram. “But it will also be accessible to generations of people for whom the dress also matters, and it will forever be a reminder that anything is possible.”

Halle Berry is a mother at the end of her rope in the upcoming psychological horror film 'Never Let Go'


This article was originally published on : thegrio.com
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A single mom from California is taking TikTok by storm after posting a viral video showing her family’s emotional reaction to passing the bar exam on the first try.

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Single mom passes bar exam viral video

It can be unimaginable to root for Rhiannah Gordon, the single mother from California whose moment of vindication gave many individuals around the world a reason to smile and an excuse to cry.

Gordon’s video, which shows her joyful reaction to passing the bar exam on her first try, has racked up nearly a quarter of a billion views because it was posted on November 9.

Videos of individuals overwhelmed by excellent news are nothing latest on TikTok, but Gordon’s reaction video of a bear hugging her 10-year-old daughter and 12-year-old son as all of them cry with joy highlights the sacrifice the family shared and the joy felt after overcoming enormous adversity.

Single mom passes bar exam, viral video
A single mom has an emotional moment with her kids when she finds out she passed the bar exam on her first try. (Source: TikTok/@yougonloverhi)

“Over the years I have posted videos of kids taking classes with me, of me studying at their sporting events, or of me studying at a bar” – Gordon he said “Good morning, America. “Therefore, it was natural to share the results of the family’s long-standing investment in the law school and the bar.”

Gordon has already found a job at a law firm in Sacramento. Passing the bar marks the official end of a journey that began greater than nine years ago when she broke up with her “first love.”

“Our relationship was toxic and full of mental and physical abuse,” she writes, after a montage of photos of her battered face and black eyes filled the screen.

Gordon decided she wanted to turn into a lawyer, becoming the only single mother in her UC Davis School of Law graduating class of 260 that yr. Gordon described her hectic life there TikTok account@yougonloverhi. But none made as much of an impact as her latest film, simply titled “I Passed!!!

The caption on her screen read, “POV: You’re a single mom and you passed the CA bar exam on the first try.” Adding: “She cried for 30 minutes before… she stressed me out.”

@yougonloverhi I PASSED!!!! #barexam #barexam2024 #advocate #blacklawyer #singlemom #single mom life #singlemomamsoftiktok #lawyer #blacklawyer #blacklawyers #blacklawyerssoftiktok #joy #blackgirlmagic #blackmothers #blackmomsoftiktok #lawyer #shedidit #idiot #tears of joy #happytears #challenge #cabarexam #California ♬ original sound – Ya BabyDaddy Favorite Lawyer

Since the starting of this yr only 55 percent of scholars passed the exam on the first try at schools accredited by the California ABA. Nationally, the pass rate is normally 60-80%.

By race, Gordon was in good company with 58 percent of African-Americans passing the exam on the first try.

Gordon’s viral video generated 200,000 comments and nearly 6 million likes.

“Look here!!!!! You make children cry, strangers cry… all of us just cry!!!!!! CONGRATULATIONS!!!!!! – wrote one fan.

“Explain to me why I’m crying when I don’t even know what the CA Bar Exam is,” said one other.

Many felt that Gordon provided them with much-needed inspiration.

“You’re killing the game of life! Keep it up, mom!” said one other.


This article was originally published on : atlantablackstar.com
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The average cost of an apartment in New York with the agent’s fee reaches 13,000. dollars

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A brand new evaluation reveals the high fees New York brokers charge tenants, with costs as high as $13,000.

A recent study by apartment rental company StreetEasy found that the average upfront cost of renting an apartment in New York City, including an agent’s commission, has skyrocketed to almost $13,000. This huge sum covers agent’s remuneration, first month’s rent and deposit, reports.

In 2023, the average upfront cost for broker-fee apartments was $12,667, up from $9,984 in 2019. The increase comes at a key time as New York City prepares for Wednesday’s City Council vote. The City Council will consider a bill geared toward relieving tenants of costly brokerage fees. The bill, generally known as the Fairness in Rental Housing Act (FARE), appears to have strong, almost veto-proof support.

For the study, StreetEasy surveyed over 500 renters and located that over 80% of respondents believed that landlords should cover agent fees. Additionally, 76% said they felt forced to pay a broker’s commission to secure a house in New York’s highly competitive rental market.

“The average New Yorker will spend more than 10 percent of their annual income just to cover these upfront costs,” said Kenny Lee, senior economist at StreetEasy.

Tenants are objecting to the high fees they’d to pay brokers to rent an apartment in New York.

“It doesn’t seem like this happens anywhere else,” said Kayla, 31, of Williamsburg, Brooklyn. She estimates she paid $4,000 in broker fees for her apartment seven years ago. “Because I did all the work for this (apartment), I feel like I wasted my money.”

Jemma Rowlands from Melbourne, Australia, thinks the realtor’s fee she paid for her first New York apartment in 2018 seemed “expensive and unnecessary.” Giving up upfront costs “seems good to me,” he says of the proposed bill.

Supporters of the Local Government Act argue that it’ll reduce the financial burden on tenants. But critics say landlords will offset the broker’s fee by increasing rental prices for annual leases.

“The FARE Act will fundamentally disrupt the New York real estate market, raise rents, and make it even more difficult to find housing, and nothing StreetEasy has proposed will solve any of these problems,” said York.

Supporters of this solution argue that the law will profit each tenants and intermediaries, the latter of whom often rent property with none guaranteed payment.

“When the bill comes into force, both landlords and agents will have the opportunity to negotiate how compensation is paid, and tenants will finally have a choice as to whether they want to work with a broker,” Lee said.


This article was originally published on : www.blackenterprise.com
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