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iPhone users urged to immediately add Stolen Device Protection to keep bank details and photos safe

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LONDON (AP) – You’re in a crowded bar when a thief sees you unlock your iPhone together with your passcode and then swipes it. That sinking feeling comes once you know it’s gone, along together with your priceless photos, vital files, banking app passwords, and other vital parts of your digital life.

Apple introduced update your iOS operating system this week for a feature called Stolen Device Protection, which makes it rather more difficult for phone thieves to access key features and settings. Users are requested to enable this feature immediately.

Here’s how to activate the brand new security option and why it is so vital:

Should I activate device theft protection?

The software update for iPhones and iPads includes a significant recent feature designed to prevent thieves from wiping phones for resale or gaining access to Apple IDs or other vital accounts. Stolen Device Protection is a brand new setting available in the newest version of iOS 17.3.

iPhone 15 Pro unveiled after its unveiling on the Apple campus on September 12, 2023, in Cupertino, California. Apple rolled out an update to its iOS operating system this week with a feature called Stolen Device Protection. (AP Photo/Jeff Chiu)

Apple says this can be a feature, hidden in your iPhone’s settings, adds an additional layer of security for users. Eliminates a vulnerability discovered and exploited by thieves: allows victims to be locked out of Apple accounts, delete photos and other files from iCloud accounts, and empty bank accounts by accessing passwords stored within the Keychain password manager.

Apple is introducing this feature because anecdotal evidence shows that phone thefts are on the rise. Stories of stolen phones abound in Reddit groups and in news articles from Los Angeles to London, where police say pickpocketing, “table surfing” and moped thefts are common tactics.

Last yr, the Wall Street Journal reported how criminals were watching people steal phones through the use of passcodes to access their personal information.

How does stolen device protection work?

Stolen device protection it tracks a user’s “known locations,” corresponding to their home or workplace, and adds extra biometric security that may be jumped through if someone tries to use the device to perform certain actions while it’s away from those places.

Technology

It also deemphasizes passwords, which thieves can steal by looking over someone’s shoulder or threatening victims into handing over, in favor of “biometric” features corresponding to faces or fingerprints, that are much harder to copy.

Let’s say a bar thief who stole your iPhone tries to erase its contents and settings so as to sell it. When you switch on Stolen Device Protection, your phone will now require a Face ID or Touch ID scan to confirm that the person is the rightful owner.

And that is the only way – the brand new feature doesn’t let anyone use your password or every other backup method.

Other actions that can trigger this feature if it isn’t in a known location include using passwords saved in your Keychain or payment methods saved in Safari, turning off Lost Mode, applying for a brand new Apple Card, or using iPhone to arrange recent device.

There can also be a second layer designed to decelerate thieves trying to access critical security settings. For example, if someone tries to sign out of their Apple ID, change their password, or reset their phone while it’s in an unknown location, they’ll have to authenticate with Face ID or Touch ID, wait an hour, and then take a second face or fingerprint scan. .

Changing your Apple ID password, updating your Apple ID security settings, adding or removing Face ID or Touch ID, and turning off Find My Device or Device Theft Protection may even enable this feature.

“The security delay is designed to prevent a thief from performing critical operations so you can mark your device as lost and ensure your Apple account is safe,” the corporate said. “Once your iPhone is in a known location, these additional steps will not be required and you will be able to use your device passcode as normal.”

How to activate device theft protection?

It’s easy – if you happen to know where to look.

First, download and update your iPhone or iPad with the newest iOS update. Then go to settings, scroll down to “Face ID & password” or “Touch ID & password” and enter your password. Scroll down and you will note the Stolen device protection option.

Depending in your iPhone model, you will have to tap or toggle to turn this feature on or off. Make sure you have activated two-factor authentication and Find My Device in your Apple ID first, otherwise it won’t be visible.

What devices does this apply to?

iPhone XS and later models, including second- and third-generation SE models.


This article was originally published on : thegrio.com
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Business and Finance

Can listening to music increase your productivity at work?

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Listening to music can improve our lives in some ways – a lot of us use it while exercising, to regulate our mood, or at work.

But does listening to music within the background while working really increase productivity?

This is a controversial topic. Some people swear by it, others find it painfully distracting. Research confirms that there isn’t a universal answer to this query.

The best way to use music within the workplace relies on several aspects, including your personality traits, what you do and what form of music you listen to.

Here’s how to discover what’s best for you.

Who are you

Your personality has a key influence on whether background music can enhance your productivity or be a distraction within the workplace, which relates to your unique optimal arousal level.

Arousal on this context refers to mental alertness and the brain’s readiness to process latest information. Background music can enhance this.

Tests suggests that being at an optimal level of arousal facilitates a state of “flow”, increasing efficiency and productivity.

Introverts may have less external stimuli – akin to music – to focus well.
Ground photo/Shutterstock

Introverts have already got a high basic level of inner stimulation.

Adding background music may exceed optimal levels, possibly reducing productivity.

On the opposite hand, extroverts have a lower baseline level of internal arousal, in order that they need more external stimulation to perform at optimal levels.

That’s why introverts can look worse than extroverts with music within the background, especially when it is vitally exciting.

What are you doing

Research has shown that the character of the duty performed may also have a big impact.

Due to connections between music and language within the brain, trying to read and write while listening to complex music – especially music with lyrics – may be particularly difficult.

However, for those who’re performing a straightforward or repetitive task, akin to data entry or a manual task, playing music within the background might help with your productivity – especially upbeat and complicated music.

These findings could also be related to the influence of music on motivation and maintaining attention, in addition to activating the reward network within the brain.

A man in headphones arranges flowers in a flower shop
Complex music can increase the efficiency of some easy or manual tasks.
Krakenimages.com/Shutterstock

Same type of music

An necessary and infrequently neglected factor is the form of music you listen to.

Research has shown this fast and loud music could also be more harmful for complex tasks akin to reading comprehension than soft and slow music.

Other studies have shown that listening to music can have a relaxing effect memory advantageswhile aggressive and unsightly music can have the alternative effect.

However, these effects also depend upon your personality, knowledge of music, and musical preferences, so the form of music that works best shall be different for everybody.

Music may be very satisfying and might have a positive effect on attention, mood and motivation.

Choosing music that’s meaningful, rewarding, and uplifting will likely assist you to increase your productivity, especially when performing easy tasks.

A group of violinists playing in an orchestra
The form of music you listen to can have an effect.
Samuela Sianipar/Unsplash

What about complex tasks?

It largely seems that the more complex and demanding the duty, the more distracting the background music may be.

One way to use the motivating and mood-enhancing effects of music to increase productivity within the workplace is to play music when you work.

Using music for improve your mood and focusing your attention before starting a piece task can assist you to grow to be more productive on that task.

Woman listening to music on the train
Playing music right before a task can provide advantages while reducing the danger of distraction.
XiXinXing/Shutterstock

It has been shown that playing music before a demanding task increase language skills especially.

So for those who’re about to do a cognitively demanding reading and writing task and you’re feeling such as you is perhaps distracted by music if it’s playing at the identical time, try listening to it right before you do the duty.

Find what works for you

Music may be each helpful and harmful to productivity within the workplace – the most effective advice is to experiment with different tasks and several types of music to discover what works best for you.

Try experimenting with your favorite music first by completing a sure bet.

Does music assist you to engage in a task? Or do you get distracted and begin delving deeper into the music? Listening to music without lyrics and with a powerful rhythm can assist you to focus on the duty at hand.

If you discover that music distracts you from your work, try scheduling music breaks throughout the day. Listening to music during breaks can improve your mood and increase your motivation, thereby increasing your productivity.

It is recommended to move to the rhythm of the music increase reward processingespecially in social situations.

Dancing has the additional advantage of getting you out of your chair and moving to the beat, so bonus points for those who manage to get a dance break!



This article was originally published on : theconversation.com
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Business and Finance

Allen Media Group begins another round of layoffs

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Byron Allen’s Allen Media Group is undergoing further layoffs. According to an exclusive report published on October 11, the corporate has fired another round. Media Group confirmed that these layoffs were allegedly part of a company-wide growth strategy.

Sources revealed to the socket that Allen Media Group – the owner of several popular affiliated broadcast and news stations – has laid off employees from its weather, news and sports reporting teams. The changes can be visible within the lineup of The Weather Channel, the HBCU Go series, Entertainment Studios and even the final promoting sales departments.

This is just not the primary time employment has been cut at Allen Media Group; earlier this yr, the corporate announced it could be cutting jobs to extend efficiency. An Allen Media Group spokesman said these latest layoffs “are a continuation of the job cuts announced by Allen Media Group in May.”

Byron Allen’s Allen Media Group has revealed that the staffing changes will “improve the positioning of the growing company”.

According to the corporate’s statement, the changes will include “expense and employment reductions across all company departments.” Allen Media Group is a non-public company and has 36 affiliated television stations from ABC, NBC, CBS and Fox. He can be the owner of the digital platform TheGrio.

Although the corporate claims that the newest layoffs are a continuation of those who began in May, sources say that the truth is it’s a very different situation. The dismissed employees were reportedly only informed of the choice, and the uncertainty had an impact on the environment within the affected departments.

In May, the corporate explained in an announcement: “Allen Media Group’s brands continue to perform well, and in many areas our revenue growth significantly outperforms the market.”

“We are adapting these changes to ensure future business opportunities and support our growth strategies in our rapidly growing industry.”


This article was originally published on : www.blackenterprise.com
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Business and Finance

Can credit card debt become uncollectible? It depends on the location

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credit cards, personal finance, credit scores, debt


August was a historic moment for Americans. AND report from the Federal Reserve Bank of New York found that Americans owe a record $1.14 trillion on their credit cards. Credit card balances reportedly increased by $27 billion in the second quarter of 2024, a rise of just about 6% from the previous 12 months.

Unfortunately, credit card delinquency rates are also higher. In the second quarter of 2024, 7% of households reported being seriously delinquent on their credit cards (90 days or more) in comparison with 5% at the same time in 2023.

Vonda Copeland, co-owner of Copeland Insurance Agency, he said that with the current economy, high rates of interest and job uncertainty, increasingly more individuals are using credit cards to satisfy basic needs. Unfortunately, it is a terrible recipe for defaulting on payments.

According to them, the average American has a complete balance on their credit card of about $6,501 Experimentand as increasingly more people seek debt relief, questions arise about whether credit card debt can become uncollectible. It seems that it depends on many aspects, including the location of the credit card user.

Factors resulting in bad debt

James Lambridis, founder and CEO of DebtMD, said creditors typically sell unpaid debts to collection agencies inside three to 6 months. Most agencies attempt to withdraw between 20 and 40% of the original balance.

Credit card debt becomes uncollectible after three predominant aspects: the expiration of the statute of limitations, a bankruptcy filing, and a call by creditors to discharge the debt.

If there may be a statute of limitations, it begins when creditors start sending notices and letters looking for payment for the debt.

“If a debt remains unpaid within the statute of limitations – typically three to 10 years depending on the state – the creditor loses the right to sue for repayment,” said Kristy Kim, CEO and co-founder of TomoCredit, adding that the debt is legally time-barred and is legally uncollectible.

Even though creditors lose the right to sue borrowers or collect their wages once the debt becomes uncollectible, Kim says the debt can still appear on your credit report and affect your rating for as much as seven years.


This article was originally published on : www.blackenterprise.com
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